واکاوی اثرات توان‌افزایی از طریق تأمین مالی خرد بر راه‌اندازی کسب و کار پایدار روستایی

نوع مقاله : مقاله پژوهشی

نویسندگان

1 دانشیار، دانشکده منابع طبیعی، دانشگاه تهران، کرج، ایران

2 دانشجوی دکتری مرتعداری، دانشکده منابع طبیعی، دانشگاه تهران، کرج، ایران

3 کارشناس ارشد معارف اسلامی و اقتصاد، دانشگاه امام صادق (ع)، تهران، ایران

چکیده

یکی از راهکارهای مهم در جهت توسعه پایدار روستایی، توسعه خوداشتغالی در بین روستاییان است. توان‌افزایی با تقویت شرایط و عوامل، فرآیند راه‌اندازی کسب و کار را برای روستاییان تسهیل و روند توسعه روستایی را تسریع می­نماید. پژوهش حاضر، با هدف کلی واکاوی اثرات توان‌افزایی از طریق تامین مالی خرد بر راه‌اندازی کسب و کار پایدار روستایی در استان کرمان، شهرستان قلعه گنج و در دهستان سرخ قلعه مورد بررسی قرار گرفت. این تحقیق از لحاظ هدف، کاربردی و از لحاظ گردآوری داده‌ها، از نوع توصیفی است. حجم نمونه با استفاده فرمول دنیل و روش نمونه­گیری تصادفی 518 نفر تخمین زده شد. ابزار تحقیق پرسشنامه­ بود که روایی آن براساس نظر کارشناسان و متخصصان امر اصلاح و تایید شد و پایایی آن هم به وسیله ضریب آلفای کرونباخ در بخش ابعاد توانمندسازی (75/0=α) و در بخش راه­اندازی کسب و کار (92/0= α درصد) به دست آمد که نشان دهنده­ی قابلیت بالای ابزار برای جمع­آوری اطلاعات بود. برای انجام تجزیه و تحلیل داده­ها از نرم­افزار SPSS25 و LISREL8.8 استفاده شده است. نتایج برازش عالی و مناسب مدل­ ساختاری تحقیق را تایید کرد. نتایج نشان داد ابعاد توانمندسازی بر تمایل به راه­اندازی کسب و کار با ضریب مسیر 72/0درصد تاثیر مثبت و معنی‌داری 64/8 t= داشت. ابعاد توانمندسازی دارای تاثیر مثبت، مستقیمی و معنی‌داری بر راه­اندازی کسب و کار است. در واقع نتایج نشان داد که ایجاد کسب و کارهای یاد شده می­تواند بخش مهمی از سیاست­های اشتغال­زایی را به خود اختصاص دهد و پاسخگوی مشکل بیکاری اجتماعات محلی مورد مطالعه باشد.

کلیدواژه‌ها

عنوان مقاله [English]

An Exploration of the Impact of Empowerment through Micro-Credit Funding Upon Starting Rural Sustainable Businesses

نویسندگان [English]

  • Mehdi Ghorbani 1
  • Leila Avazpour 2
  • Ghaem Shariati Niasar 3
1 Associate Proffesor, Faculty of Natural Resources, University of Tehran, Karaj, Iran
2 PhD Candidate of Rangeland Management, Faculty of Natural Resources, University of Tehran, Karaj, Iran
3 Master of Islamic Education and Economics, Imam Sadegh University, Tehran, Iran
چکیده [English]

One of the important strategies for sustainable rural development is developing self-employment   among villagers. Empowerment facilitates the process of starting up business by villagers and accelerates rural development. This study investigated the impact of empowerment through micro-cresit funding upon establishing sustainable rural business in Kerman province, Ghale Ganj County, Sorkh Ghale rural district. This research is applied in terms of purpose and it is descriptive in terms of data collection. The statistical population includes members of micro-credit funds members, out of which 518 persons were chosen as research sample through simple random sampling and based on Daniel formula. Research methodology was structural equation modeling and data was analysed applying Liserel8.8 and SPSS25. The research tool is questionnaire which its validity was corrected and confirmed by experts and experts and its reliability was confirmed by Cronbach's alpha coefficient in the empowerment dimension (α = 0.75) and in the business perspective part (α = 0.92) which indicates the high capability for gathering information. Data was analysed applying Liserel8.8 and SPSS25. Findings showed that the dimensions of empowerment have a positive and significant effect, t= 8.64 on inclination to start business with a path coefficient of 0.72. The results showed empowerment dimensions have a positive and direct impact on businesses. In other hand, starting businesses makes a major part of job creation policies and can solve unemployment problems in of local communities. 

کلیدواژه‌ها [English]

  • inclination to entrepreneurship
  • credit fund
  • Sorkh Galeh rural district

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تحقیقات اقتصاد و توسعه کشاورزی ایران
دوره 52، شماره 2
تیر 1400
صفحه 355-370

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