تبیین‌‌کننده‌های تصمیم‌گیری گندمکاران برای پذیرش ابزار مدیریت ریسک محصول در استان ایلام

نوع مقاله : مقاله پژوهشی

نویسندگان

گروه ترویج و آموزش کشاورزی، دانشکده کشاورزی، دانشگاه بوعلی سینا، همدان، ایران

چکیده

کشاورزی همواره با ریسک‌های بالای تولید، بازار و مالی که کشاورزان با آن روبرو هستند، شناخته می‌شود. ابزارهایی برای مدیریت ریسک محصول وجود دارد که پذیرش آن بستگی به تصمیم‌گیری کشاورزان و متقاعد شدن آنها دارد. هدف پژوهش حاضر، مطالعه تبیین‌کننده‌های تصمیم‌گیری گندمکاران استان ایلام مبنی بر پذیرش ابزار مدیریت ریسک محصول بود. مطالعه از نوع کاربردی بوده، بر پایه یک پارادایم کمی مبتنی بر روش تحقیق پیمایشی استوار شده است. داده‌های مورد نیاز مطالعه از طریق انجام مصاحبه با 150 کشاورز و تکمیل پرسشنامه محقق‌ساخته جمع‌آوری گردید. نمونه‌‌گیری به شیوه تصادفی دو مرحله‌ای صورت گرفت و تجزیه و تحلیل داده‌ها با استفاده از مدل لاجیت (Logit) در محیط نرم‌افزار شازم (Shazam) انجام شد. نتایج پژوهش نشان داد که متغیرهای سطح زیر کشت، سطح درآمد، سطح تحصیلات، کشاورزی به عنوان شغل اصلی، سابقه خسارت، آگاهی از بیمه و مزایای آن، میزان پرداخت وجه خسارت تأثیر مثبت و معنی‌داری بر احتمال پذیرش ابزار مدیریت ریسک محصول از سوی کشاورزان دارد. در حالی‌که زمان پرداخت وجه خسارت بر احتمال پذیرش ابزار مدیریت ریسک، تأثیر منفی و معنی‌داری داشت. پیشنهاد می‌گردد تدابیری جهت افزایش آگاهی کشاورزان از مزایای بیمه محصول و کاهش مدت زمان پرداخت وجه خسارت از سوی مسئولین اتخاذ گردد.

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