The Rural Women Quality of Life; A function of Microfinance Quality and Individual Quality (Case studies of Kermanshah & Hamedan Counties)

Document Type : Research Paper

Authors

1 Assistant Prof. of Agricultural Extension and Education, Faculty of Agriculture, Bu-Ali Sina University, Hamedan, Iran

2 MSc. in Agricultural Extension and Education, Faculty of Agriculture, Bu-Ali Sina University, Hamedan, Iran

3 MSc. in Agricultural Extension and Education, Faculty of Agriculture, University of Kurdistan, Kurdistan, Iran

Abstract

The aim of this study was to predict the rural women’s quality of life as a function of both microfinance and individual quality in Kermanshah and Hamedan counties. The research method was descriptive-correlational and the paradigm was quantitative. The statistical population consisted of all female members of microfinance funds in Hamedan and Kermanshah cities who have received credits from these funds and were surveyed through census method. The questionnaire face validity was confirmed by a number of experts and its reliability was confirmed by calculating the Cronbach's alpha coefficient (α = 0.8). The results showed that most of rural women used the received microfinances to create or expand a business, and after receiving the microfinance, the percentage of individuals with own income increased from 18 to 30 percent. Also, the results showed that there was a positive and significant relationship between "passed training courses" and rural women’s quality of life and all of its dimensions. But the number of family members showed a significant negative correlation with women’s quality of life. Also, variables of membership years in the microfinance fund, perceived microfinance adequacy, the amount of income generated by the business and the number of created employment showed a positive relationship with the rural women’s quality of life. Ultimately, "passed training courses" were the most important predictor of rural women’s quality of life.

Keywords

References

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Iranian Journal of Agricultural Economics and Development Research
Volume 51, Issue 3
August 2020
Pages 587-602

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