Investigating the effect of microcredit funds on alleviating poverty, generating income and creating employment in Kerman province

Document Type : Research Paper

Authors

faculty member of Zabol university

Abstract

In the last three decades, microfinance has been proposed as a way to combat rural poverty and some countries have achieved significant success in this field. The significance of this achievement has been in such a way that the World Bank has named, the year 2005, as the year of "microcredit" and has encouraged developing countries in the application of this credit method. The main objective of the present study is determining the effect of micro-credit funds on alleviating poverty, generating income and creating employment. Statistical population of the study consisted all members of the micro-credit funds in Kerman province in the year 2013-14, in which 97 members were selected as a sample using Cochran formula. Face validity was done with agricultural extension and education specialists. The reliability of the study using Cronbach's alpha test was about 0.89. To analyze the data, descriptive statistical methods such as frequency, percentage, weighted scores and mean were used. Based on the results, except variables improving housing conditions and the ability to pay for children's education, the satisfaction level is more than the average (3). Thus, since the membership, total income of the family has increased and poverty declined, self-employment created and earlier business has flourished.

Keywords

References

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Iranian Journal of Agricultural Economics and Development Research
Volume 47, Issue 1
April 2016
Pages 227-235

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