Wheat insurance development barriers in Asadabad county

Document Type : Research Paper

Author

Abstract

The main purpose of this study was to analyze barriers affecting development of wheat insurance in Asadabad County. This study was an applied research that based on correlation-descriptive methodology. Data were collected by using questionnaire, which its estimated Cranach’s Alpha was 0.86. Statistical population of the study consisted all wheat farmers of Asadabad County during 2010-2011 farming year, in which 318 wheat farmer were selected by random sampling method. Data analysis was conducted in two sections: descriptive and inferential analysis, using SPSS software. In this research, personal, professional, administrative, and institutional characteristics affecting on insurance process were analyzed. Data analysis showed 11 effective factors, including: administrative weakness, land-related problems, personal-knowledge barriers, institutional uncoordination, lack of human resources and information, management procurement problems associated with tracking compensation discontent, un-satisfy and  the expense of insurance and wrong way of compensation assessment. These factors explained 53.17 percentages of total variances of barriers.

Keywords


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